Protection; protecting you, your income and family
“Dying or suffering a critical illness isn’t something any of us want to contemplate; however, the financial impact of this could be immense”
“If you were unable to work due to sickness or accident, how will your mortgage/rent and the day-to-day bills be paid?”
Your mortgage will probably be the largest financial commitment you will make, which is one of the reasons it is so important to make sure you have the right protection in place in the event of the unforeseen. Dying or suffering a critical illness isn’t something any of us want to contemplate; however, the financial impact of this could be immense. How will the mortgage/rent and the day-to-day bills be paid?
You care about those you love and risking their financial future is not an option. Without the right life insurance in place, life wouldn’t be easy. Even if you’re not the main wage earner, you’re probably relied upon to keep the household running smoothly. How would your partner cope if they had to balance their job with the day-to-day running of the house and looking after the children? With the right protection in place, your loved ones won’t have to worry about money when money is the last thing they want to worry about.
Here at Hadley-Clarke Mortgages, we believe in looking after you and your family as well as your mortgage – it is our duty. Like with our mortgage advice service, we will look at your personal circumstances and requirements and recommend the most suitable cover for you and your family, from our panel of providers, at a budget to suit you. There are a number of different types of policies, each with their own features and benefits. Although they work in different ways and suit different people at different stages of their lives, they all have similar aims – to offer you and your family financial peace of mind and to help you protect your future. We have access to a panel of quality well-known insurance companies with competitive premiums and can talk you through the options available and advise on the right policies for you. We will help you with all the paperwork and make sure your cover is in force at the appropriate time, giving you one less thing to worry about.
We can also offer you advice and help on placing the policy in Trust, if it is the right thing to do.
If you are remortgaging or moving home, it is a good time to review any existing arrangements you have in place, to make sure you have sufficient cover and that they are still the right products for you.
Even if you’re not currently looking for a mortgage or already have one in place, we are happy to advise you on this important matter. Why not take advantage of our Broker fee FREE Mortgage and/or Protection Review.
Whatever your situation, it will give you peace of mind to know you’re making the right choices.