Poor Credit Rating?

Perhaps you have missed a few mortgage or credit card payments in the past, had a County Court Judgement awarded against you or have previously been made bankrupt leaving you with a poor credit rating.

YOUR HOME MAY BE REPOSSESSED
IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

There is no need to panic, there are still options open to you. There are mortgages available for people with a bad credit rating if you know where to look.

Interest rates on poor credit mortgages (also sometimes known as Adverse Mortgages or Sub Prime) will probably be higher than standard mortgages. There are fewer mortgage options and you will probably need a larger deposit or have a larger amount of equity in your home if you are remortgaging, but there are still options available.

We know which lenders are more likely to offer mortgages to people with low credit scores and can advise you on the most suitable deal for your circumstances. We will help you through the whole process whether you are looking to buy a property or remortgage.

Contact today by telephone; 07748 800587, by email; advice@hcmortgages.com, or by using the contact form.